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Cape Fear Debt Relief: Wilmington Bankruptcy Attorney

Founded in 2011 by experienced Bankruptcy attorney Richard P. Cook, Cape Fear Debt Relief is a boutique bankruptcy firm located in Wilmington, N.C. Cape Fear Debt Relief represents individuals and small businesses in Chapter 7, 11 and 13 cases before the U.S. Bankruptcy Courts in Eastern North Carolina. Cape Fear Debt Relief is known for its personal touch, with all clients given the individual attention they require.

Our Mission: Cape Fear Debt Relief was established with the prime aim of helping individuals facing economic adversities. We believe in providing tailored attention to each client while robustly defending their interests in both Bankruptcy and State Courts.

Our Commitment: Debt can be debilitating, both financially and emotionally. At Cape Fear Debt Relief, we pledge unwavering support to ensure that you attain the debt relief you desperately need and to help reclaim your peace of mind.

What we offer

Our client-centered approach ensures that your priorities are always first.

Free Consultation

Engage in a comprehensive conversation with an attorney to discuss your financial circumstances. We ensure you leave with clarity regarding your available options.

Dedicated Attorney Interaction

When you choose Cape Fear Debt Relief, you’re choosing quality. You will interact with an attorney throughout every phase of your case, ensuring that your concerns are addressed promptly and efficiently.

Extensive Guidance

The bankruptcy process can be intricate and confusing. Our duty is to shepherd you through every step, making sure you understand and are comfortable with the proceedings.

Personalized financial strategy

Cape Fear Debt Relief prides itself on crafting personalized financial strategies tailored to your specific needs. Our team dives into your financial profile, ensuring that the solutions we provide are not only effective but also aligned with your long-term financial goals.

Experience

Richard P. Cook has been practicing law for over two decades. He founded Cape Fear Debt Relief after representing banks in Winston-Salem, which has allowed Richard to becoming a notable Bankruptcy Attorney in Wilmington. His knowledge and experience allowed him to acquire a NC State Bar Board Certified Specialist in Business and Consumer Bankruptcy Law, he continues providing unmatched financial guidance to those in distress.

Approachable

Our location in the heart of Wilmington allows us to serve the Eastern North Carolina region with a personalized approach tailored specific to this community. Our close-knit team will ensure proper communication throughout our representation.

Resource

Mr. Cooks experience in Bankruptcy at the state and federal level coupled with extensive work in settlements makes him an excellent resource for you no matter what your situation calls for.

See what people have to say about us

Joel Humphries

2023-07-26

Outstanding work, this man saved my life!

Brian Curran

2022-08-31

WE had Cape fear debt relief help us through our darkest moments in debt and work with us in bankruptcy I will say filing for chapter 13 was the smartest decision and thank you Richard Cook for guiding us through that decision When you can’t see the light Mr Cook will get you there 2 years after my chapter 13 I was able to purchase a new car Today 7 years later I have an 800 credit score all due to the choice of finding a good bankruptcy attorney We did Thank You Cape Fear Debt Relief

Ryan Schultz

2022-08-23

Fantastic lawyer. Hands down one of the best legal minds in Wilmington. Anything bankruptcy related, he needs to be on your team.

Jennifer Geary

2021-07-16

Richard and his staff are very professional and knowledgeable. They made the bankruptcy process seamless and very easy for us especially during Covid when we couldn’t see anyone in person. Richard handled all of our issues and was very responsive when we had questions. Richard knows the laws and we felt very confident he had our best interests in mind. At a time when things were very uncertain and stressful, Richard made us feel at ease going through the whole process. From first meeting to finish it was a smooth process. We would recommend Richard to anyone who needs a bankruptcy attorney who really knows his stuff.

Ben Johnson

2021-05-13

I was in a very tough situation with cancer and not being able to work. I came to the decision nervously that I had to file bankruptcy because I would never ever catch up between hospitals Bill's, credit cards and certain Bill's I wouldn't be able to catch up in a lifetime. From the very start Richard and Trudy were very kind, understanding, professional and always super responsive. They mad a very tough decision and tough situation so very painless. There fees were so good (not what I expected) and entire communication were exactly as they explained and Trudy emailed me daily and kept me in the know of absolutely everything. She responded everytime within less than a hour and most the times immediately. Again for something I hated that I had to do they were fed fantastic all the way around with good fees, excellent communication and really they handled everything making it so easy on me and I cant thank them enough! If you are in tough situation needing bankruptcy help I give them 5 stars and cannot recommend them enough, they are absolutely wonderful people and great to work with. Thank you cape fear debt relief (Richard and Trudy) so much for what you did for me!!! Ben Johnson

Lorie Smith

2021-03-05

AWESOME experience! After meeting another Wilmington bankruptcy attorney by phone after seeing his ad for a book about bankruptcy, I just didn't trust his cookie cutter recommendation when I received his court paperwork in the mail. I felt I needed a second opinion and SO GLAD I got one! As it turns out, the cookie cutter recommendation from the other firm was not the right solution for my situation at all. I found Richard Cook/Cape Fear Debt Relief through a Google search. I met with him at his office and I felt comfortable the minute we sat down. If you need a bankruptcy attorney let me save you the search time and guesswork... Richard and his paralegal Trudy are easy to talk to, knowledgeable, efficient, and nonjudgmental. If you want a true bankruptcy expert hire Richard Cook and don't be embarrassed about your financial trouble- get help! This firm is wonderful!

Chase Faircloth

2020-08-20

Mr. Cook and Stacy made everything so easy from start to finish! They are quick to respond and truly make you feel at ease with the process. I would recommend them to anyone.

Olivia Waggoner

2020-07-13

I filed a chapter 7 case with this office. It was a great experience in an otherwise awful time in my life. Not sure on a previous review saying his staff asked for things, as a lot of items are required to file, but I knew that. I think the staff is great, I have recommended this firm to others who are finding themselves in a crisis due to our current pandemic.

Sonja Andersen

2020-01-14

I was in a terrible place emotionally , I had made many financial mistakes and with Hurricane Florence, that really seemed to frost the cake. I didn’t know what to do, but a friend recommended I call Cape Fear Debt Relief and speak with Mr. Cook. I was embarrassed.. but he and his team soon put my fears to rest and assured me they could help. I was so relieved, and I was finally able to sleep at night without worry. Every visit was a pleasure, I was treated respectfully and all my questions at any time were answered. If you are in a similar situation don’t wait. Call and speak with Mr. Cook.