Protect your home.
Protect your business.
Choose the path that fits.
-Catch up on a mortgage
-Reduce unsecured debt
-Stabilize a business
We explain options in plain language.
Same-day callback.
“Patrick Riley made the process easy and understandable.
He is well versed in debt relief and the Chapter 13 procedure.” — Stephen
Talk with a debt relief lawyer today
No cost to learn your options.
“helped me with little notice for what I needed done. I was still able to make the deadline he is awesome” — Cassandra
Is this your situation?
- Behind on your mortgage or received a foreclosure notice
- Your car lender is calling and I am one payment from repo.
- You have credit cards or medical bills you cannot pay.
- There is a lawsuit or fear a wage garnishment.
- Vendors, rent/lease, equipment lender past due
- MCA (Merchant Cash Advance) drafts draining cash flow
- Business debt is accumulating
get debt help in 3 easy steps
1. FREE Consult
Talk with us. Free consult to hear your goals.
2. Review Your Finances
We look at your income, debts and property.
3. Choose a Path
We explain options and legal protections so you can decide.
How we help families and small businesses
Free consultation
Same-day callbacks for urgent matters.
Keep Your Home
May pause foreclosure and set a catch-up plan.
Keep Your Car
Options to stop repossession and cure missed payments.
Steady Your Business
Restructure debt to keep operating. Stabilize cash flow and operations.
North Carolina Bankruptcy Attornys
Richard P. Cook
Founded in 2011 by experienced Bankruptcy attorney Richard P. Cook, Cape Fear Debt Relief is a boutique bankruptcy firm located in Wilmington, N.C. Cape Fear Debt Relief represents individuals and small businesses in Chapter 7, 11 and 13 cases before the U.S. Bankruptcy Courts in Eastern North Carolina. Cape Fear Debt Relief is known for its personal touch, with all clients given the individual attention they require.
Our Mission: Cape Fear Debt Relief was established with the prime aim of helping individuals facing economic adversities. We believe in providing tailored attention to each client while robustly defending their interests in both Bankruptcy and State Courts.
Our Commitment: Debt can be debilitating, both financially and emotionally. At Cape Fear Debt Relief, we pledge unwavering support to ensure that you attain the debt relief you desperately need and to help reclaim your peace of mind.
Since 2008, Mr. Riley has focused his practice on business and consumer bankruptcy matters. He has helped thousands of individuals and business owners navigate through the bankruptcy process. In 2010, Mr. Riley was appointed as Special Counsel to the Chapter 7 Trustee and served in that role until the trustee retired. Mr. Riley enjoys assisting clients with credit and personal finance matters. He was formerly an Accredited Financial Counselor ® and published “I Hope I Never See You in My Office” in May 2011.
Patrick Riley
Experience
Richard P. Cook has been practicing law for over two decades. He founded Cape Fear Debt Relief after representing banks in Winston-Salem, which has allowed Richard to becoming a notable Bankruptcy Attorney in Wilmington. His knowledge and experience allowed him to acquire a NC State Bar Board Certified Specialist in Business and Consumer Bankruptcy Law, he continues providing unmatched financial guidance to those in distress.
Approachable
Our location in the heart of Wilmington allows us to serve the Eastern North Carolina region with a personalized approach tailored specific to this community. Our close-knit team will ensure proper communication throughout our representation.
Resource
Mr. Cooks experience in Bankruptcy at the state and federal level coupled with extensive work in settlements makes him an excellent resource for you no matter what your situation calls for.