Cape Fear Debt Relief Restoring Peace of Mind

Board Certified Consumer Bankruptcy Attorney
Richard P. Cook

You are NOT alone - Cape Fear Debt Relief is committed to serving our clients by guiding them through the bankruptcy process.

(910) 399-3458 Call now for a Free Consultation with a Bankruptcy Specialist.

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Restoring Peace of Mind.

In these tough economic times, good people can find themselves in tough, stressful financial situations, often through no fault of their own. Between mounting bills, harassing collection calls and lawsuits, it can be difficult to understand what options are available and how to regain control.

Bankruptcy Services

Chapter 7

In a Chapter 7 bankruptcy filing, a debtor is allowed to claim as exempt certain property free from the claims of their creditors. Any property the debtor is unable to protect is then sold ("liquidated") by the Chapter 7 trustee to repay a portion of the debtor's obligations. [read more]

Chapter 13

In a Chapter 13 bankruptcy, an individual with regular income creates a repayment plan that repays their creditors over a three to five year period. Frequently, only a fraction of the debts an individual owes are repaid in the Chapter 13, however, upon competition of the Chapter 13 Plan, most of the remaining debts are discharged (eliminated). [read more]

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